Guides for UK mortgage brokers
Practical, plain-English guides on preparing bank statements and income and expenditure for mortgage cases.
How to categorise a client's bank statement for a mortgage application
Turn a client's bank statements into a clear income and expenditure picture: the categories to use, the steps, and what to check before the case goes to a lender.
Is it GDPR-safe to use AI on client bank statements?
The UK GDPR questions to ask before you use any AI tool on client bank statements, and how ClearStatement answers each one.
Free income and expenditure template for mortgage cases (Excel)
A free Excel workbook: paste in a client's transactions, choose a category for each, and the totals and monthly averages fill themselves in.
How many months of bank statements do mortgage lenders want?
Why the answer is "it depends on the lender", and what to check before you ask a client for statements.